Current Mortgage Rates: Richmond, VA
3.000% (3.001% APR) 30yrs
2.375% (2.381% APR) 15yrs
as of 10/19/21
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Building on Trust™


Get To Know Rick

About the Owner

Rick GilbertRatePro Mortgage is owned and operated by Rick Gilbert, CRMS. Rick, his wife Rosie and their three children moved to Goochland, VA in 1990 and have called it home ever since. Rick's eldest daughter graduated from Virginia Tech in 2013, while his younger daughter attends James Madison University and his son attends George Mason University. If Rick isn't running in the Monument 10K, making custom wood furniture, or bowling with his wife, he can be found working to support his community through his local church and the Goochland Chamber of Commerce.

Certified Residential Mortgage SpecialistRick is a member of the National Association of Mortgage Professionals (NAMB) and the Virginia Association of Mortgage Professionals (VAMB). He is one of only three people in the state of Virginia who has earned the Certified Residential Mortgage Specialist (CRMS) designation. The CRMS is a national designation signifying the highest level of professionalism in the mortgage industry. A CRMS designation is gained only once the candidate has met certain requirements of experience and knowledge and has passed a written examination.

About RatePro Mortgage

RatePro Mortgage was founded in 1993, as Home Equity Mortgage, Inc. During the mid- nineties to early 2000, our focus was on helping homeowners maximize the equity in their home.

As the market began to change, so did we. We shifted our focus and continued to educate ourselves on the latest trends and resources available for all types of mortgage financing. Over the past 10 years, we have had the privilege to work with a wide variety of homeowner: from first time home buyers to retirees looking to downsize; and those with a challenging credit history to those with an exceptional credit rating. Because we’re local we know the area, the realtors and the closing attorneys. These relationships help ensure you have a smooth and hassle-free home buying experience. And, because we’ve been in the business since the mid-nineties, we have strong relationships with the best lenders in the country.

In 2011, we renamed our company to reflect the breadth of services and knowledge we possess in all aspects of the home buying industry. With a keen eye on interest rate markets you can feel confident your mortgage will lock in at just the right time. The practice of delivering a personal, stress-free experience for customers continues to this day.

Mortgage Rate Meter

' We found Rate Pro mortgage after working with several other mortgage companies all of whom failed to grasp our complicated financial situation and ... more '
by zac5
' We just purchased our first home and went through RatePro Mortgage to do our lending. I have worked in both big and small retail banks so I have seen ... more '
by zuser20140424054854787
' This was my 3rd home purchase and 3rd different mortgage company, and Rick and his staff at RatePro were by far the best. Rick was timely, honest, ... more '
by jweimer1968