Current Mortgage Rates: Richmond, VA
3.000% (3.001% APR) 30yrs
2.375% (2.381% APR) 15yrs
as of 10/19/21
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Building on Trust™

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Term Main definition
Indexed ARM
An ARM on which the interest rate adjusts mechanically based on changes in an interest rate index, as opposed to a "discretionary ARM" on which the lender can change the rate at any time subject only to advance notice. All ARMs in the US are indexed.
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